[Year-end adjustment] If you lose your "life insurance premium deduction certificate" ... Introducing the procedure for reissuing it online or by phone --INTERNET Watch

Lost deduction certificate …… First, recover with another deduction certificate

The time to submit year-end adjustments varies from late October to early December depending on the company. Life insurance deduction certificates often arrive in the first half of October, and those who have year-end adjustments in late October will have to submit the certificate immediately after receiving it, but those who submit it in December will lose it two months later. Some people may do it. What do you do now?

Life insurance is divided into "old system" and "new system" at the time of contract. Furthermore, the old system has two types, "general life insurance" (including medical insurance) and "individual annuity insurance", and the new system has three types, "general life insurance", "individual annuity insurance" and "nursing care medical insurance". , Old and new are classified into 5 types.

If you have multiple life insurance policies, you may be able to recover without reissuing if the deduction certificate you have is in the same category as the lost deduction certificate. Let's check if the total amount of deductions for the same category such as general and long-term care is 100,000 yen for the old system and 80,000 yen for the new system.

For example, suppose that the certificate of general life insurance premium deduction under the new system exceeds the payment amount of 80,000 yen, so you use one of them every year to make year-end adjustments. If you do not find the deduction certificate, and if your child's student insurance payment exceeds 80,000 yen, the deduction amount will be the same by using it. If it is the same classification, the deduction certificate of 30,000 yen and 60,000 yen may be added up.