The reason why DOCOMO's "Caedoki Program" has become a residual value -Mobile Watch

　NTT DOCOMO announced the new terminal purchase program "Caedoki Program anytime" that can be used for purchasing the "iPhone 13" series and smartphones to be released in the future.

　It will be offered from September 24, and in a reasons, "If you return the smartphone to docomo by the 23rd month from the purchase of 24 times, you will not need to pay the 24th time."

DoCoMo, even if you return on the way, discount / residual payment is not required "Caedoki Program anytime"

　The 24th payment is set as a residual value, but this is different for each model, so it is not known how much it will be.

　However, if you look at a model whose terminal price has been revealed at this time, "Galaxy Z Fold 3" has a residual value of 94,40 yen, compared to the price of 237,600 yen.In other words, about 37 % is a residual value."Galaxy Z Flip3 has a residual rate of about 40 %.

　According to the selling price of docomo's iPhone 13 series announced on the evening of the 17th, the residual value seems to be about 49 % of the terminal price.

　The amount set as a residual value should be paid by the user for the purchased terminal, but will be exempted by returning the terminal to docomo.In other words, the user will pay for the first to the 23rd time.This was realized with the concept of repayment, just like the "Smartphone Overview Program".

　By the way, if you do not return the terminal, the residual value will be paid in 24 more.

　The user and DOCOMO make an installment sales contract or a personal credit purchase mediation contract and pay in installments.Since it is sold instead of rental or leasing, ownership is owned by the user.