Create a list of assets and think about how to use it according to your life plan

Create a list of assets and think about how to use it according to your life plan

If you have money in various financial products and financial institution accounts, such as deposits, insurance, stocks, and investment trusts, it may be difficult to understand where you are.It is not until you write the ending note, but you want to prepare a list of assets.In addition, by knowing which assets and when and when to use, you can manage assets according to your future life plan.This time, I will tell you the list of assets and the points of how to use them.

Creating a list of assets

There are various methods, such as using an Excel table on a personal computer or handwriting in a notebook, but start with a method that is easy to make.As for the list of lists, the type of assets, the investment destination, the bank name, the amount, the person in charge (contact information), the usage and the timing of the review are included in the remarks.[Figure 1 Example of asset list]

Chart 1

It is an unexpected situation, such as suddenly getting sick or being infected even if you are careful like a new colonovirus, suddenly you get sick.Occasionally, if you can check your family, it may lead to peace of mind.Conversely, be careful not to fill out your personal information so that this asset list is not abused by others.Please do not fill in your name or account number, and be careful about the storage location.In the case of Excel, etc., it is recommended to keep a password, and in the case of documents such as notebooks, it is recommended to store it in places that are not found in third parties other than relatives.

How to use according to the life plan

The timing and revenue (dividends, interest, etc.) of the review are different for each asset.It is easy to understand if you write the timing of confirmation of the operation performance, the maturity of insurance, etc., and the interest you receive, etc.[Chart 2 cases]

If you have a large expenditure, for example, a house repair or a replacement of home appliances, you can make a plan for the future.In addition, it is a good idea to plan where to use the money you spend for hospitalization and facilities.For financial products other than deposits and deposits, I think that there is a person in charge of the sales window, so it is safe to write the contact information etc. so that you can immediately consult about the timing of review and how to cancel.is.