Canon Marketing Japan Co., Ltd. ESET SPECIAL SITE Security information Cyber Security Information Bureau ESET Personon MJ Delivery of 5 signs that indicate that personal information has been stolen

If personal information can be discovered early on stolen signs, you will be able to minimize the impact on yourself and your family.We will explain what these signs are and what measures can be taken.

This article translates an article on the information site "Welivesecurity" on malware and security operated by ESET.

After the corona, we have spent a lot of time online.According to a survey, adults in the United States have increased online online by one hour in 2020 compared to 2019.At the end of 2022, you may spend more than 8 hours in digital space every day.These changes in lifestyles have come to share more personal information and certification information with companies that provide digital services.And cyber criminals are always aiming not only from these companies but also to steal personal information directly.

In the United States, such information leaks have been reported nearly 1,300 by the third quarter of 2021, exceeding the total number in 2020.As a result, hundreds of millions of users were at risk of spoofing.So how do you know if you are involved in the information leaked case?By detecting early signs, you will be able to minimize the impact on yourself and your family.

How does spoofing crime happen?

The economy of cyber crimes is $ 10 trillions (equivalent to several hundred trillion yen) annually.The components and stakeholders are diverse.For example, it is unlikely that a criminal involved in information leaks from a certain organization will be the same person as a criminal who will try to scam follow.Generally, stolen data is sold in a dedicated forum on the dark web.Then, by a fraudulent group that works on spoofing, it is purchased and abused.In some cases, personal information that verifies the validity may be resold or reused by ourselves.

Personal information is abused by the type as follows.

What are the signs commonly found in spoofing?

There are many scenarios for spoofing, so it is important to keep alert.Of course, the most obvious sign, which shows the possibility of personal information being stolen, is when you receive a notification of information leakage.Needless to say, you should read the content of the notification carefully to understand the damage that can occur.The following is a explanation of other signs.

In order to confirm the effectiveness of the stolen credit card, scammers often do a small purchase of small amounts of money that seem to be harmful, so it is a trivial mismatch of the details and transactions.There is a possibility of fraud.If you feel something wrong, you should freeze the card or account.This can be done with a mobile banking app.It is desirable to contact the bank or card issuer immediately afterwards.

If the attacker gets login information, first of all, the password will be changed and the user will be closed.Alternatively, if you succeed in deceiving a mobile phone company, you'll transfer the phone number fraudulently on the device under the management of an attacker.This is known as a SIM swapping attack, especially dangerous.This is because the one -time passcode sent by SMS by the bank is intercepted for identity verification.

One of the general methods to exploit the fraudulent social security number and other personal information is that they apply for income tax first to become victims.Attackers can receive tax refunds illegally, and if the tax return is not possible, this may be the cause.

If you receive an invoice for medical expenses you have received, or if you have already reached the limit, you may be denied a medical insurance agency.Especially in countries with private medical systems, such frauds can increase the damage.

If a scammer spoofes and gives out after using a large credit card or loan, it would be a matter of time for the lender to ask a debt collection company to investigate.

Things to consider when personal information is stolen

First of all, don't panic.Immediately contact the bank, card issuer, or insurance company, and report to the police if you are suspected of crime.In the case of the United States, Identitytheft.If you report the case to the GOV, you can receive a procedure for recovery.See below for related organizations in other countries.

イギリス：CIFAS（詐欺防止コミュニティ）とAction Fraud（詐欺対策専門機関）カナダ：Canadian Anti-Fraud Centre（詐欺対策センター）ニュージーランド：警察や専門機関オーストラリア：ReportCyber（サイバーセキュリティセンター）

For future safety

If a company that deposits personal information and authentication information is targeted, there are limited ways to prevent information leakage.However, it is possible to be prepared for a scammer directly.It is a good idea to consider the following measures.

Everyone has the risk of stolen personal information in a lifetime.The important thing is to do as much as possible to minimize the possibilities.Always be alert to protect yourself from subsequent fraud, even if the attacker gets personal information.

Please also watch the advice by ESET's Chief Security Evangilist Tony Anscombe.